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Thoughts about no-spend days

November 22nd, 2005 at 08:38 pm

I'm really trying to have a no-spend day, and I think I'll make it. Sometimes I wonder if striving for no-spend days really makes sense. On the one hand, does it really matter if I lump all my purchases into a few days rather than scatter them throughout the month? In a way it reminds me of a dieter who eats well on some days but not on others. Like eating well, one must just learn to spend money well, whether one spends money three days a month or all thirty. On the other hand, I suppose trying not to spend any money on a particular day doesn't harm anyone and can only help matters...

Anyway...

My AMEX bill this month is going to be huge. We put the plane tickets for Christmas on it because I'd rather see some cash go out the door this month than see this purchase on our credit cards for months to come. Ugh. I don't even want to go.

2 Responses to “Thoughts about no-spend days”

  1. Anonymous Says:

    I tend to think of them as no non-necessary spending days. Like you said, if you have to spend money on something, what difference does it make if you spend it today or tomorrow? However, having days where I can look back and see money spent only on necessities can be gratifying.

  2. Anonymous Says:

    Ultimately, your budget doesn't care about the number of no-spend days you have - only that you are spending less than you make. Having beaucoup no-spend days and then financial blowout days would be a problem too.

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